Help protect your investment with coverage
that bridges the GAP

In the event your vehicle is deemed a constructive total loss due to an accident or theft, your auto insurance policy usually covers the fair market or actual cash value of the vehicle.

The amount you owe your Lender may be more than your insurance settlement. This difference or gap could cost you thousands of dollars.

Guaranteed Asset Protection (GAP) waives the difference between your Primary Insurance Settlement and the outstanding balance of your vehicle on the date of loss.*

Typical GAP situation:

Original Loan/Lease Amount	$19,950
Loss Date	20 Months
Insurance Settlement	$10,000
$11,000 less $1,000 Deductible
Loan/Lease Pay-Off	$14,000
GAP Deficiency	$3,000
Insurance Deductible	$1,000
Potential Out-of-Pocket Expense	$4,000
GapGARD Pays to Lendor/Lessor	$4,000
Out-of-Pocket Expense with GAP	$0

For illustration purposes only

Protects new and used vehicles
Protects vehicles valued up to $100,000
May cover your insurance deductible up to $1,000
Waives losses up to $50,000

GAP is underwritten by Wesco Insurance Company: a subsidiary of AmTrust Financial Group, Inc.

(*) Programs and coverages may vary by dealer/lender/state. Please refer to your GAP waiver/certificate/policy for details of the terms and conditions of this coverage.

Fast response and excellent service are just two reasons why motorists rely on CareGARD’s Products for vehicle protection.

For more information or for a CareGARD representative near you please call 800-856-0990 and ask for the sales department.

Help protect your investment with coverage that bridges the GAP

CareGARD Claims Department is open 24/7.

Help protect your investment with coverage
that bridges the GAP