Russell Howells Bio

Mr. Russell Howells joins AFG Companies/CareGARD Warranty Services with 20 years of accounting experience, and 13 years of practice specific to the insurance industry. He has served as a Chief Financial Officer for the past ten years with his two previous employers.

Experience:

December 2006 to 2009 - served as the CFO for a technology company in the financial services sector.

1995 to December 2006 - served as the Controller and later the Chief Financial Officer of an F&I insurance group. In addition to serving as CFO, he served as the President of: its life insurance company, its various reinsurance companies, its Florida 634 company, and its agencies and administration companies. Mr. Howells also held the Treasurer position for all entities in the group as well as holding a seat on the Board of Directors of each subsidiary. Mr. Howells functioned as the cornerstone of the executive management team in both strategic and tactical planning, and operationally, was responsible for all professional services departments including Corporate Accounting, Reinsurance (management of more than 150 dealer reinsurance companies), Risk Management, Statutory Compliance, and Technology.

Skills and Education:

Certified Public Accountant licensed in Texas since 1994 and has worked in various finance related capacities in the insurance industry, the tax consulting industry, and the technology industry. Mr. Howells began his insurance career with a "Big 4" accounting firm in its insurance industry audit group, with his primary client being an international property & casualty insurer.

University of North Texas - Bachelor's degree in Accounting. Graduated with honors.